Judge in Debt Collection Case on Solid Ground

Yesterday I posted about a judge who prohibited a debt collector from contacting friends and family regarding money owed.  This article explains that the Fair Debt Collection Practices Act (FDCPA) and many state laws prohibit collectors from disclosing to a third party that a debt is owed.  Furthermore, they can’t misrepresent or use deceptive means to connect with the debtor.

Given that, its hard to see how a collector can use social networking proactively to make contact with a debtor.  They could use the public information available on these websites to located the person through other legal means but not through the tools provided by Facebook etc.

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