Illinois outlaws vehicular texting

Watch out if you are texting in your car while driving through Illinois after January 1st.  It will be illegal in that state.

7 more banks fail, 6 in Illinois

Here is the list:

http://www.fdic.gov/bank/individual/failed/banklist.html

Another failed bank

Bank of Lincolnwood

Of Lincolnwood Illinois.

More credit card customer lawsuits

This one is filed against HSBC USA in Illinois state court and the plaintiffs are claiming that the bank charged them an annual $50 fee which according to the terms of the agreement they could avoid paying by cancelling their account within thirty days.  So they cancelled their account within the specified time period but, according to the suit, the bank refuses to acknowledge this and return the fifty dollars to the plaintiffs.

Complaint courtesy Courthousenews

Illinois Goes After Foreclosure Rescue Companies

State of Illinois sued a couple of these companies in state court for unlawful business practices which include not giving the homeowners, who are at high risk for foreclosure, any way to cancel their service contract for $1,250.00 nor were they giving the notices provision required by law.  In addition, the complaint states these companies had a history of calling these at-risk homeowners and demanding payment or threatening they would lose their homes.

Here are the companies named in the suit and also the websites:

American Financial Corp/National Foreclosure Counseling Service

www.savinghomesus.com

www.nfcscorp.com

Complaint courtesy Courthousenews.